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Low-Income Consumers as a Source of Innovation

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The dissertation shows why innovations are vital to succeed in the low-income market segment, i.e. the four billion people living on less than 8 USD per day. In particular, it explores the role low-income consumers can play in corporate innovation processes. The study tests and expands theoretical findings on user innovations and lead users in the Brazilian low-income context. The findings also aim to enhance the capacity of companies to develop new solutions for the so far untapped low-income market by leveraging the knowledge of their target group.

Science for Agriculture and Rural Development in Low-income Countries

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Since 1998, the Dutch Ministry of Agriculture, Nature Management and Food Quality (LNV) promotes development-orientated agricultural and environmental research and strengthening of North-South partnerships through its International Cooperation (DLO-IC) research programme. By 2005, some 70 collaborative North-South projects had been carried out. All science groups in Wageningen University and Research Centre (WUR) were involved in the implementation of the programme and at least half the projects and activities undertaken were directly related to Rural Development and Sustainable Agriculture (RDSA). Facing new challenges with respect to sustainable development strategies for low-income countries, related to global environmental change and globalization of markets, an interdisciplinary Wageningen research group set out to draw lessons from the DLO-IC projects of the last eight years, stimulate discussion and support identification of a future research agenda for RDSA. In that process, special emphasis was given to lessons for future thinking about the contribution of agriculture to: 1) poverty alleviation and rural livelihoods; 2) food security, human nutrition and health; 3) environmental sustainability and natural resource management. In discussing the way ahead, a number of major research challenges, as well as policy questions are outlined. These include the interrelations between climate change and food security and environmental degradation, increased demand for biofuels and animal feed, and competing claims on natural resources, and rural development and livelihood strategies in low-income countries.

Moving the Masses: Bus-Rapid Transit (BRT) Policies in Low Income Asian Cities

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Public transport in low-income Asian (LIA) cities fails to meet people’s mobility needs, generates high greenhouse gas (GHG) emissions and worsens social exclusion. Following successful Bus Rapid Transit (BRT) projects in Bogota and Curitibá, LIA countries promoted BRT in their large to medium-sized cities. However, the political and institutional structure distinctive to LIA cities makes their implementation difficult. This book investigates policy tensions by examining the planning and attempted implementation of BRT projects, taking Bandung and Surabaya in Indonesia as case studies. It analyses BRT to understand how power and communication gaps in institutional relationships between different actors at multiple levels of governance create conflict, and concludes that top-down policies and funding mechanisms cause tension in intergovernmental relationships. It also found that BRT solutions generated socio-political tension arising from the socio-economic realities and local political dynamics that shaped city structure, mobility patterns and capacity in resolving conflicts. The superimposed BRT solution generated discursive tension because conflicting discourses were not aligned with local economic, social, and environmental issues. The book highlights the need to take into consideration the vital role of local social and political actors, institutions and planning processes as they respond to and shape policies that are imposed by higher levels.

Fixed Income Securities

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Find Fixed Income Securities by Frank J. Fabozzi in Hardcover and other formats in Business & Economics > Finance - General.

Basic Income Worldwide

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In the midst of growing criticism of current economic orthodoxies and welfare systems, basic income is growing in popularity. This is the first book to discuss existing at examples of basic income, in both rich and poor countries, and to consider its prospects in other places around the world.

Mortgage Refinance Methods

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Home equity loans provide you with cash in exchange for the net assets you have accumulated in the property as a separate loan.

List Of Best Home Equity Loan Rates

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As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans

Home Equity Advice For Different Ages

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The basic principle of building home equity is the same for everyone (paying off as much mortgage as possible), but in today's financial environment, different generations face different challenges. Therefore, no matter how old we are, we've put together some tips on building home equity.

2022 Metromile Insurance Review

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Metromile's pricing is mainly based on mileage. For people who don't drive often, the charge is low.

10 Tips to Help You Choose and Get the Home Loan

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If you are first-time home buyers, it is very important for you to choose the right mortgage. Here are some tips can help you find a mortgage that suits you as easily as possible.